Marcus Chen
How to Build Sinking Funds So Christmas Does Not Wreck Your Budget
December does not blow up the average family's budget because December is unusually expensive.…
How to Cut Your Grocery Bill 25 Percent Without Couponing
The average American family spends $1,000 to $1,500 a month on groceries for four…
How to Save 200 Dollars a Month Without Feeling Deprived
Most articles about saving money tell you to brew coffee at home and skip…
How to Start Saving Money at 40 Without Panicking About Retirement
Starting to save for retirement at 40 with little or no savings is behind…
How to Give Kids an Allowance That Actually Teaches Them About Money
An allowance given to a child with no strings attached and no structure produces…
How to Build Wealth on a Low Income — What Actually Works
Most wealth-building advice is written for people with discretionary income, the surplus after all…
How to Pay Off Student Loans Faster Without a Six-Figure Income
A $40,000 student loan balance at 6% interest on a 10-year standard repayment plan…
How to Save Money on Car Insurance Without Reducing Your Coverage
Car insurance companies raise rates automatically when risk factors change in their models. They…
How to Make a Budget Spreadsheet From Scratch in One Hour
Most people who abandon budget spreadsheets did not fail at budgeting, they started with…
How to Stop Buying Things You Do Not Need Without Feeling Deprived
Impulse buying is not a discipline problem. It is a decision-making environment problem, and…
How to Negotiate Your Salary Even If You Have Never Done It Before
The first salary number an employer puts on the table is not their maximum,…
How to Recover Financially After a Hard Year Without Starting From Zero
Recovering financially after a job loss, medical crisis, divorce, or any year that took…
