Marcus Chen

Marcus writes about budgeting for people who hate budgeting. He helps you find spending leaks, break impulse habits, and build simple systems that catch the big stuff without tracking every single penny.
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134 Articles

What to Do When You Cannot Pay Your Bills This Month

When you cannot pay every bill this month, the most expensive mistake is treating…

Tax Credits and Deductions Most Families With Kids Miss Every Year

The tax code contains more money for families with children than almost any other…

How to Avoid Buy Now Pay Later Traps and When BNPL Actually Makes Sense

Buy now pay later is not a payment plan. It is a credit product…

How to Find and Cancel Subscriptions You Forgot You Were Paying For

The average American pays for 6.7 subscriptions, actively uses 4.2 of them, and is…

How to Do a No-Spend Month That Actually Gets to the End of the Month

A no-spend month works because it forces you to discover how much of your…

How to Make Money Selling on Facebook Marketplace Without Getting Scammed

Anything in your house that you have not used in 12 months is money…

How to Lower Your Car Insurance Without Switching Companies

Car insurance companies have a long list of discounts that are not applied automatically…

How to Make Money Selling on Etsy When You Have No Crafting Experience

Most people think Etsy is for crafters. They picture someone surrounded by hot glue…

How to Reduce a Medical Bill When You Cannot Afford to Pay the Full Amount

Medical bills are not final invoices. They are opening offers from a billing department…

How to Start Investing With $50 a Month When You Think That’s Not Enough

The belief that investing requires hundreds of dollars per month to be worth starting…

What to Do When You Can’t Pay Your Bills This Month

The instinct when you cannot pay your bills is to avoid the accounts, the…

Tax Credits Families Miss Every Year (And How to Claim Them)

The difference between a tax deduction and a tax credit is the difference between…

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