Marcus Chen

Marcus writes about budgeting for people who hate budgeting. He helps you find spending leaks, break impulse habits, and build simple systems that catch the big stuff without tracking every single penny.
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134 Articles

How to Stop Impulse Buying When You Know Better But Still Do It

Impulse buying is not a character flaw. It is a system problem. Every retail…

How to Talk to Your Partner About Money Without It Turning Into a Fight

Money fights between partners are almost never about money. They are about values, security,…

How to Build Credit From Scratch When You Have No Credit History

Having no credit score is not a personal finance failure. It is a data…

How to Negotiate a Lower Bill on Cable Internet and Phone Services

Your cable company has a retention department specifically trained to give you a discount…

How to Save Money on Groceries Without Coupons or Meal Kit Services

Coupons save money on items you were already going to buy , and regularly…

The Honest Truth About Family Budget Apps (And What Works Better)

Every few months a new budget app gets written up as the solution to…

How to Meal Plan on $50 a Week for a Family of Four

The people who tell you feeding a family of four on $50 a week…

How to Have a No-Spend Weekend Without Your Kids Losing It

Someone had the idea of a no-spend weekend, and the first thing that happened…

The Envelope Method for Groceries Actually Works. Here Is Why.

The envelope method sounds like something your grandmother did before credit cards existed. Dividing…

How to Save Money on Electricity Without Feeling Deprived

Energy saving advice tends to fall into two camps. There is the advice that…

Why Your Grocery Budget Keeps Failing (And What to Do Instead)

You sat down, looked at your bank statement, and picked a number. Maybe $600…

How to Save Money on Groceries When Prices Keep Going Up

Grocery prices rose nearly 3 percent in 2025 on top of the 20 percent…

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